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Temporary Visitors Traveling to the US

Temporary Visitors Traveling to the US

ISP offers the Navigator Plans to non-US citizens under age 55 who are temporarily visiting the US (e.g., visiting faculty, scholars and researchers). There are two Navigator Plans: Basic Navigator and Enhanced Navigator. Both Navigator Plans meet or exceed most US State Department insurance requirements.

Both plans offer comprehensive medical coverage and include access to Solutions by Travel Guard, a Chartis Company, which provides Personal Security Assistance, Travel Medical Assistance, LiveTravel Emergency Assistance, Worldwide Travel Assistance and Concierge Services.

Plan Highlights

  • Low monthly rates
  • No coinsurance
  • $50,000 (Basic)/$100,000 (Enhanced) medical evacuation benefits
  • $15,000 accidental death and dismemberment coverage

Eligibility

To be eligible for the Basic or Enhanced Navigator Plans, you must be a non-US citizen under age 55 with a current passport or US visa who is temporarily residing outside of your home country or country of permanent residence.

Your spouse and any dependent children under the age of 19 are also eligible for coverage if they accompany you to the US.

For purposes of this insurance, if your home country (the country from which you hold a passport) is different from your country of permanent residence (the country in which you permanently reside), you will not be covered in either location.

Summary of Benefits (Policy #GLB0009130031)

Benefits Basic Navigator
Plan Coverage
Enhanced Navigator
Plan Coverage

Lifetime Medical Maximum

$100,000

$150,000

Maximum per Injury/Sickness

$50,000

$75,000

Deductible per Event

$75

$125

Coinsurance

Plan pays 100% of covered
medical expenses after the
per-event deductible,
up to any benefit limits.

Plan pays 100% of covered
medical expenses after the
per-event deductible,
up to any benefit limits.

Home Country Coverage

N/A

N/A

Emergency Medical Evacuation

$50,000

$100,000

Emergency Medical Reunion

$1,000

$1,500

Repatriation of Remains

$25,000

$50,000

Accidental Death & Dismemberment Coverage

$15,000

$15,000

Rates (Per Month)

Age Basic Navigator Enhanced Navigator

Under Age 55

$49

$57

 

Enroll Now!

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