US Students Studying Abroad
ISP offers two study abroad health insurance plans for eligible US students and scholars temporarily residing outside the United States for academic purposes:
 traveler |
 ADVENTURER |
|---|---|
|
|
All plans offer comprehensive medical coverage, access to assistance services, and coverage for emergency evacuation and repatriation of remains. Compare all ISP Study Abroad Plans and see which one meets your individual and university requirements. For questions regarding Study Abroad waiver forms please contact the International Student Protection staff.
ISP Traveler
There are two Traveler Plans available: Basic Traveler and Enhanced Traveler.
Please note that Traveler is not available to students who permanently reside in the following US states: Washington, Idaho, Massachusetts, and Minnesota.
Plan Highlights |
- High lifetime medical maximums
- Low deductible
- No coinsurance
- Comprehensive security evacuation
Summary of Benefits (Policy #GLB0009133487)
| Benefits | Basic Traveler Plan Coverage |
Enhanced Traveler Plan Coverage |
|---|---|---|
Lifetime Medical Maximum |
$100,000 |
$200,000 |
Maximum per Injury/Sickness |
$100,000 |
$200,000 |
Deductible per Event |
|
|
|
$45 |
$0 |
|
$75 |
$0 |
Coinsurance |
Plan pays 100% of covered medical expenses after the |
Plan pays 100% of covered medical expenses, |
Home Country Coverage |
$500 |
$500 |
Emergency Medical evacuation |
$100,000 |
$200,000 |
Emergency Medical Reunion |
$1,000 |
$1,500 |
Repatriation of Remains |
$50,000 |
$100,000 |
Accidental Death & Dismemberment Coverage |
$15,000 |
$15,000 |
Security Evacuation |
$100,000 |
$100,000 |
Rates (Per Month)
Age |
Basic Traveler |
Enhanced Traveler |
|---|---|---|
Age 29 and Under |
$24 |
$36 |
Age 30 – 39 |
$90 |
$94 |
Age 40 – 50 |
$90 |
$123 |
Age 51 – 65 |
$115 |
$128 |
Dependent Coverage |
$154 |
$193 |
ISP Adventurer
There are two Adventurer Study Abroad Plans: Basic Adventurer and Enriched Adventurer. Please note that Adventurer is not available to students who permanently reside in the following US states: Georgia, Idaho, New Hampshire, Vermont and Washington.
Plan Highlights |
- High lifetime medical maximums
- No deductibles or copays
- 100% coverage for emergency evacuation
- Lost baggage/trip interruption insurance
Summary of Benefits (Basic Policy #GLMN0494799AR)
(Enriched Policy #GLMN04947988R)
| Benefits | Basic Adventurer Plan Coverage |
Enriched Adventurer Plan Coverage |
|---|---|---|
Lifetime Medical Maximum |
$250,000 |
$500,000 |
Maximum per Sports-related Injury* |
$5,000 |
$5,000 |
Maximum per Other Injury |
$100,000 |
$250,000 |
Deductible |
$0 |
$0 |
Coinsurance |
Plan pays 100% of the usual |
Plan pays 100% of the usual |
Emergency Medical Evacuation |
Plan pays 100% |
Plan pays 100% |
Emergency Medical Reunion |
$2,500 |
$2,500 |
Repatriation of Remains |
Plan pays 100% |
Plan pays 100% |
Accidental Death & Dismemberment Coverage |
$25,000 |
$25,000 |
Lost Baggage Coverage |
$250/bag (2 bag maximum) |
$250/bag (2 bag maximum) |
Trip Interruption Coverage |
$2,000 |
$2,000 |
* Includes injury/sickness that occurs while participating in amateur, club, intramural, interscholastic or intercollegiate sports.
Rates (Per Month)
Age |
Basic Adventurer |
Enriched Adventurer |
|---|---|---|
Age 25 and under |
$24 |
$31 |
Age 26 – 29 |
$45 |
$50 |
Age 30 – 65 |
$105 |
$126 |
Dependent Coverage |
$135 |
$165 |
Eligibility
To be eligible for the Traveler and Adventurer plans, you must be a citizen or permanent resident of the United States with a current passport who is temporarily residing outside of the US while registered in a US academic institution or on a recognized study abroad program. Your spouse and any dependent children under the age of 19 are also eligible for coverage if they accompany you abroad. For purposes of this insurance, if your home country (the country from which you hold a passport) is different from your country of permanent residence (the country in which you permanently reside), you will not be covered in either location. |
