Patriot Exchange Program SM 


The Patriot Exchange Program is designed to meet the U.S. visa insurance requirements for individuals participating in a cultural exchange program, including F1/F2 and J1/J2 visa holders. Coverage may be purchased for spouses and unmarried dependent children traveling with the student or participant. The plan provides the flexibility choose a plan maximum, ranging from $50,000* to $500,000 per illness or injury – and deductible, ranging from $0 to $500 – so you can find the plan that is right for you and your budget.

For students, scholars, and cultural exchange participants when inside the U.S., covered members can access UnitedHealthcare Options network, a longstanding reputable tier 1 network that gives you more access to more doctors and services.

Meets J1 & J2 Visa Requirements 

Plan maximum limits up to $500,000 per injury or illness, Lifetime Maximum $5,000,000

Coverage for COVID-19; Treated the same as any other illness or injury

Student Health Center $5 co-pay per visit

Coverage for Emergency Medical Evacuation & Repatriation of Remains

*The $50,000 maximum per illness/injury option does not meet J1 and J2 visa requirements. J1 and J2 visa holders must choose at least a $100,000 benefit maximum.


Please note the rates displayed below reflect a $100 deductible per occurrence. Enrollees can choose from all available deductible options of $0, $100, $250, or $500 after clicking Enroll Now and proceeding to obtain a quote. Pricing below is for illustration only. Clicking any of the Enroll Now buttons will direct you to get a quote based on the enrollee's age and dates of coverage needed. 


Rates (per month) - $100,000 Benefit Maximum


Rates (per month) - $250,000 Benefit Maximum


Rates (per month) - $500,000 Benefit Maximum


View Patriot Exchange Brochure